The Operating System for your Financial Life
COREFINOS is the persistent layer above your banks, cards, and crypto. We connect, protect, and optimise your finances — so you never have to start over when you switch providers.
Our Mission
Banks have held your data hostage for decades. Every time you switch, you lose history, integrations, and workflow. COREFINOS exists to break that cycle. We believe your financial data belongs to you — portable, persistent, and always under your control.
What We Do
We Advise
AI-powered insights, financial health scoring, anomaly detection, and personalised recommendations.
We Consult
Multi-currency analytics, spending patterns, budget optimisation, and recurring payment detection.
We Operate
Payment automation, virtual card issuance, bank connections, and crypto wallet management.
We Protect
MFA/TOTP authentication, PII encryption at rest, PISP model, and EU-only data residency.
Built in Europe, for Europe
COREFINOS is designed and hosted entirely in the EU. Our infrastructure runs on Hetzner Cloud in Germany, with no data ever leaving the European Economic Area. We comply with GDPR, PSD2, and all applicable EU financial regulations. We believe that European citizens deserve financial infrastructure built with European values: privacy, portability, and transparency.
What people say
“I used to log into four different banking apps every morning. Now I open COREFINOS once and see everything — balances, upcoming payments, trends. It genuinely changed how I think about money.”
Marcus T.
Freelance Designer, Berlin
“We issue virtual cards for every project and team member. The spending controls save us hours of expense reconciliation every month.”
Sofia R.
Operations Manager, Amsterdam
“Switching banks used to mean re-doing everything. With COREFINOS, I reconnected in 30 seconds and all my history was still there.”
Ana M.
Small Business Owner, Lisbon
“As a developer, I appreciate the API-first approach. 90+ endpoints, proper event system, and provider abstraction — it’s built the way I’d build it.”
Thomas K.
Full-Stack Developer, Munich
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