One platform. Every financial tool.
Not another app — an operating system for your financial life.
Core Capabilities
Banking, cards, crypto, and intelligence — one unified operating system.
Open Banking
See every account in one place. 2,500+ European banks connected via PSD2 — your credentials never touch our servers.
Virtual Cards
Issue cards in seconds with custom limits and controls. Four providers with automatic failover for 99.9% uptime.
Crypto Wallet
Hold, spend, and convert crypto to fiat. Link your wallet to a virtual card or send directly to your bank account.
AI Insights
Know where your money goes before you ask. Automated categorisation, health scoring, and anomaly alerts.
Multi-Currency
30+ currencies with daily ECB rates. Analytics and budgets that work across every currency you use.
Payment Automation
Set rules, schedule transfers, and automate your financial workflows. Never miss a bill again.
Bank-Grade Security
MFA/TOTP, AES-256 encryption, EU-only data residency, and we never hold your money.
Developer Features
Build on top of the financial OS with our API-first architecture.
API-First Design
90+ REST endpoints. Build custom integrations, dashboards, and workflows on top of the financial OS.
Event-Driven
18 event types with configurable handlers. Real-time webhooks for transactions, syncs, and alerts.
Provider Abstraction
Unified interface across banking and card providers. Write once, work everywhere — with automatic failover.
How we compare
Experience the difference
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